CENTURY 21 Chesser Realty
607-432-7653
416 Chestnut Street
Oneonta, NY 13820

11 Old Mill Road, Otego, NY 13825 - MLS# 112226

$89,000

The time has come to purchase your OWN HOME. At this fantastic price, why rent? Buy now while interest rates are still low and keep in mind there are several affordable mortgages that this home may qualify for, including an FHA mortgage that requires only a 3.5% down payment with the opportunity to borrow 6% of your closing costs. This home sits on a very level 2.75 acres with beautiful views + a stream which you can enjoy from the lovely covered front porch. With 3 bedrooms and 1 full bath it is a perfect starter home, retirement home or investment property. The kitchen is ample with solid wood cabinets, a handsome refinished hardwood floor and custom tile backsplash. There is new carpeting and the roofs are newer as well. This home is move-in ready. Any cosmetic updates can be done down the road, think with your head and prosperity will follow. Less is more, start a trend, go old school and develop wealth. Instead of paying off someone else's mortgage payoff off your own! Unatego Schools. Make your appointment to see this home today.

General Features

  • Property Type: Residential
  • Property Subtype 1: Single Family
  • Style: Cape Cod,Other
  • Year Built: 1890
  • County: Otsego
  • Acres: 2.7500

Exterior Features

  • Lot Dimensions: 2.75 Acres
  • Lot Measurement: Acres
  • Lot Size Source: (Survey)
  • Lot Square Footage: 119,790
  • Exterior Features: Barn,Deck,Other,Porch,Storage/Out-Building,Stream
  • House Color: White
  • Construction: Frame
  • Foundation: Concrete Block,Stone
  • Garage Type: Barn,Detached,Other
  • Garage Spaces: 4
  • Handicap Features: No
  • Roof: Asphalt Shingle

Interior Features

  • Bedrooms: 3.00
  • Full Bathrooms: 1
  • Interior Features: Ceiling Fan(s),Track Lighting,Walk-In-Closet
  • Square Footage: 1458
  • Square Footage Source: Tax Records
  • Bedroom 1: 13x12 Level: 1st Floor
  • Bedroom 2: 9x15 Level: 2nd Floor
  • Bedroom 3: 15x10 Level: 2nd Floor
  • Bathroom 1: 11x5 Level: 1st Floor
  • Basement: Full,Walk-Out
  • Family Room: 17x22 Level: 1st Floor
  • Fireplaces: 1
  • Fireplace Type: Woodburning
  • Flooring: Carpet,Vinyl,Wood
  • Kitchen: 25x12 Level: 1st Floor
  • Other Room 1: 13x10 Level: 1st Floor
  • Other Room 2: 22x16 Level: 1st Floor
  • Other Room 3: 12x9 Level: 1st Floor

Utility Features

  • Appliances: Dryer,Exhaust Fan/Hood,Refrigerator,Washer
  • Electric: NYSEG
  • Gas: Propane
  • Heat/Cool Type: Forced Air Heat,Oil Heating,Wood Heating
  • Hot Water: Electric
  • Insulation: Yes
  • Sewer: Septic System
  • Water: Well

Financial Features

  • Assessment: 138000.00
  • Terms: Cash
  • Electric Cost: 0.00
  • Water/Sewer Fee: 0.00
  • Town/CountyTax: 842.77
  • Village/City Tax: 0.00
  • School Tax: 1827.55
  • Tax Id: 308.00-1-37.00

Community Features

    School Features

    • School District: Unatego
    The listing information for 11 Old Mill Road, Otego, NY 13825 was graciously provided by our friends at the listing brokerage, Callahan Catskill Real Estate

    Please Note: All information in this site is deemed reliable but not guaranteed. The property information provided on CENTURY 21 Chesser Realty's websites is for personal, non-commercial use only and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Property information is gathered from third-party resources including the seller and public records. CENTURY 21 Chesser Realty, Onjax, LLC, its affiliates, owners, subsidiaries and subscribers disclaim any and all representations or warranties as to the accuracy or reliability of the information provided. You should verify all claims through personal inspection and/or contact with the appropriate real estate professionals.
    Last Updated 11/24/2017 at 8:04am